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Vehicle Finance at Westcars of Tiveron

Please take a look at our videos and finance product descriptions below, these explain the different finance products we offer here at Westcars Tiverton, if you require any further information please do not hesitate to contact our sales team who are here to help.

Hire Purchase (HP)

You pay a deposit and pay off the value of the car in monthly instalments, with the loan being secured against the car. This means you don't own the vehicle until the last payment is made.

Personal Contract Purchase (PCP)

This is the most popular way to finance a car and is essentially a long-term loan agreement. Monthly repayments tend to be lower and at the end of the term, you have a few options:

  • Return the car
  • Pay the ‘balloon’ payment and go on to own the vehicle
  • Put the resale value of the car towards getting another car (this is ideal if you like to change your car every few years)

Personal Contract Hire (PCH)

A hassle-free approach to vehicle finance. This type of finance is a long-term lease of up to 4 years where you simply return the car at the end. It means there is no obligation at the end of the contract - you walk away and start again.

J.C.Sharpe Limited t/a Westcars of Tiverton is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender. We can introduce you to a limited number of finance providers and may receive a commission from them for the introduction. All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required. J C Sharpe Ltd trading as Westcars of Tiverton are acting as a credit broker and not a lender. We can introduce you to a limited number of lenders, commission may be received. All rights reserved. No part of this website may be reproduced, copied or transmitted in any form whatsoever, including, but not limited to, any means now known or to be invented, electronic or mechanical, including photography, recording, or by any information storage or retrieval system without written permission from Vauxhall Motors Limited© or Westcars of Tiverton. Reg Office: J.C Sharpe Limited, 11 Blundells Road, Tiverton, Devon, EX16 4DB
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